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BANK DOSSIERS

UK Banks & Banking Providers

Research major UK banks, building societies and digital banking providers before comparing their products.

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MONEY-FIRST RESEARCH

THE FOUR MONEY TESTS FOR A BANK

Use the same framework across providers; insert live product figures only after verification.

Monthly fee × 12Annual cost

Put recurring account charges on one yearly ledger.

AER × balance£ interest

Compare savings rates using the same balance and time period.

Bonus − feesFirst-year value

Separate switching cash from the cost of the destination account.

Balance + daysOverdraft £ cost

Compare borrowing on the same scenario rather than percentage alone.

Illustrative calculations only. Live rates, fees, eligibility and terms must be verified before action.

Bank Directory

Provider dossiers connect directly to account, savings, ISA and switching research.