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SWITCHING SCOUT

Compare Switching

Compare UK bank switching offers alongside eligibility, qualifying actions, deadlines and ongoing account value.

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MONEY-FIRST RESEARCH

MONEY CHECKS FOR SWITCHING

A cash bonus is only one line in the first-year value calculation.

£175 bonus£175

Illustrative one-off switching incentive.

£5 / month£60 / year

A monthly account fee can consume a large share of the bonus.

£175 − £60£115

Illustrative first-year value before rewards or lost benefits.

Missed condition£0 bonus

Eligibility, deadlines and qualifying actions determine whether the reward is paid.

Illustrative calculations only. Live rates, fees, eligibility and terms must be verified before action.
EVERGREEN SWITCHING CHECKS

Compare first-year value without relying on a live bonus

These checks remain useful even when rates, bonuses and eligibility rules change.

01

First-year ledger

Any incentive minus annual fees and switching-related costs.

02

Eligibility load

Count pay-ins, Direct Debits, app steps and deadlines you must meet.

03

Destination quality

Judge whether the new account still fits after any promotion ends.

Research by Topic

Focused hubs, practical comparisons and provider-specific research.

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Reward Switches

Compare reward switches by eligibility, deadlines, net first-year value and the quality of the destination account.

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TOPIC HUB

Switching Guides

Compare switching guides by eligibility, deadlines, net first-year value and the quality of the destination account.

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