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CURRENT ACCOUNT SCOUT

Compare Current Accounts

Compare UK current accounts by fees, rewards, overdraft structure, travel features, access and switching conditions.

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MONEY-FIRST RESEARCH

MONEY CHECKS FOR CURRENT ACCOUNTS

Four quick conversions that keep account comparisons grounded in annual value.

£5 / month£60 / year

Annualise monthly account fees before comparing rewards.

£8 / month£96 / year

Count only cashback or rewards you realistically expect to earn.

2.99% of £800£23.92

A small-looking overseas fee can become visible on a trip budget.

£175 − £60£115

A switching incentive should be viewed after first-year account fees.

Illustrative calculations only. Live rates, fees, eligibility and terms must be verified before action.
EVERGREEN CURRENT-ACCOUNT CHECKS

Compare the account, not the promotion

These checks remain useful even when rates, bonuses and eligibility rules change.

01

Annual cost

Monthly fee × 12, minus only rewards you expect to earn.

02

Borrowing fit

Test an overdraft on the same balance and number of days.

03

Usage fit

Check cash, travel, card and support features against normal behaviour.

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