Revolut UK Bank Switching: CASS, Costs and Eligibility
Revolut now supports a full UK Current Account Switch Service move, but CASS availability should be separated from temporary Revolut welcome promotions and from the paid plan a customer chooses after switching.
Revolut now supports a full CASS switch
Revolut's current UK help page says customers can use the Current Account Switch Service to move eligible payments and the remaining GBP balance to Revolut and close the old account. Revolut states that the full switch is guaranteed to complete within seven working days.
The service can move incoming payments such as salary, pension and benefits, Direct Debits and scheduled payments. Revolut also offers a partial move option where payments are transferred while the old account remains open, but that is not the same as a full CASS switch with old-account closure.
For a full switch, the old debit card is terminated when the old account closes. Incoming transfers sent to the old details are redirected after the switch. Revolut advises customers to update employers with the new account details rather than rely on redirection indefinitely.
What does not transfer automatically
Revolut says subscriptions and bills set up using the old debit-card number are not transferred by CASS. These continuous card payments are different from Direct Debits. Before switching, list streaming services, memberships and other merchants that charge the card number and update them separately.
An overdraft from the old bank also does not transfer to Revolut. If the donor account is overdrawn, settle how the balance will be repaid before choosing the switch date. Do not assume that closing the old account through CASS removes the debt.
Saved card details in digital wallets, merchant websites and apps also need to be updated when the old card is cancelled. The seven-day CASS guarantee covers the current-account switch process, not every card credential stored outside the bank. Before the switch date, export a list of recurring card merchants from the old account and update them one by one after the new Revolut card is active. This is particularly important for services that suspend access immediately after a failed card charge, such as travel, mobile or subscription providers.
Revolut is now a UK bank, but customer migration matters
Revolut announced in March 2026 that Revolut Bank UK Ltd became a fully authorised UK bank. Eligible deposits with the UK bank are protected by the Financial Services Compensation Scheme up to the current £120,000 limit per eligible person, subject to the normal scheme rules.
Revolut also said existing customers would be migrated to the UK bank over time. That means customers should check the legal entity and protection information shown in their own app and account documents, especially if the account was opened before the banking migration.
This is particularly important when comparing an older Revolut account with a newly opened UK bank account. Use the current personal terms and in-app information for the exact account, not a pre-March-2026 article describing Revolut's previous UK e-money structure. If the app still refers to a different Revolut entity, rely on the protection disclosure shown for your own account rather than assuming the public UK bank announcement has already changed every legacy customer's legal relationship.
Plan fees can outweigh a small welcome reward
Revolut Standard currently has no monthly subscription fee. Paid plans currently include Plus at £3.99 a month or £40 a year, Premium at £7.99 a month or £80 a year, Metal at £14.99 a month or £140 a year, and Ultra at £55 a month or £540 a year. Benefits and limits vary by plan.
A separate welcome promotion can be much smaller than these annual fees. For example, some current UK partner campaigns offer new customers a £20 welcome bonus after specific sign-up or spending steps. That is not the same as a £20 CASS switch incentive and should not be treated as one.
If a customer chooses Premium at £80 a year solely to obtain a £20 welcome reward, the reward obviously does not cover the plan fee. The correct comparison is the value of the ongoing plan benefits you will actually use, with any temporary bonus shown separately. For a paid plan, compare the annual subscription cost with benefits you would have bought anyway. Airport lounge access, insurance, higher ATM allowances or transfer discounts have little cash value if you would not otherwise use them.
A practical Revolut switching checklist
Confirm that your Revolut account is eligible for the CASS route shown in the app. List Direct Debits, standing orders, salary credits and card subscriptions on the old account. Update card subscriptions separately because they do not move with CASS.
Check whether the old account uses an overdraft and how it will be repaid. Then choose a switch date that does not sit immediately before critical household payments. Once the switch completes, verify the balance, Direct Debits and salary routing.
Finally, treat any welcome promotion as a separate set of terms. Save the exact promotion page or link used to sign up, because Revolut runs multiple partner promotions with different dates and conditions. Do not assume a general public CASS switch automatically activates an affiliate or event-specific reward. Keep the confirmation screen and switch date after submitting the request. If salary or a Direct Debit does not move as expected, that record helps separate a CASS problem from a merchant or employer that simply kept using old details.
BankOfferScout editorial view
For Revolut Switching Offers: Eligibility and Conditions, BankOfferScout treats whether every required condition is realistic before you start as the anchor. We compare the outcome around eligibility, deadlines, switching mechanics and the ongoing value of the destination account, because the largest headline figure is not automatically the feature that matters most in everyday use.
With Revolut Switching Offers, our conclusion is anchored in usable value, conditions and likely behaviour. We stress-test the comparison for starting a process before confirming a condition that later disqualifies you. If two options are close, simpler conditions and a better fit for normal behaviour can be more valuable than a marginal numerical edge that is easy to lose.
The editorial test for Revolut Switching Offers is whether the choice still works under normal behaviour. The last step is freshness. Confirm exclusions, pay-ins, account history and deadlines on the provider switching page, incentive terms and destination-account tariff; where a scheme, tax or regulatory rule matters, use the Current Account Switch Service or another authoritative process source as well. The final application, transfer or switch should always use current information. The relevant test on this page is whether every required condition is realistic before you start.
Sources and related guides
Revolut CASS, bank-status and fee information were checked on 30 September 2026 against Revolut's current help, legal and pricing pages. Future updates should distinguish CASS mechanics, UK bank migration, personal plan pricing and separate partner promotions. If Revolut changes a paid plan price or welcome campaign, update that layer without rewriting the seven-working-day CASS rules unless the switch agreement itself changes.
- Revolut - switch your account to Revolut
- Revolut - current account switch agreement
- Revolut - UK bank launch
- Revolut - current personal account fees
- Revolut - current plan comparison
Related Guides: Future reviews should check the current CASS help page, account entity, FSCS disclosure and plan fees separately. Revolut can run multiple partner campaigns at the same time, so any welcome reward must be sourced from the exact promotion used to join. Do not infer a public CASS cash bonus from an affiliate or event-specific new-customer offer.